MLB Finance

MLB Finance offers tailor-made solutions for our clients comprising a full range of financing facilities with competitive interest rates. For each loan, our client may choose from different terms such as floating rate, fixed rate, HIBOR-linked, deposit-linked loans, and the corresponding pre-payment penalty. The reviewing procedure is clear and streamlined leading to a timely solution in an efficient and convenient manner.

Our team has solid experience in the banking industry and loan facilitation fields with an average experience of over 10 years in related businesses. Clients’ benefit is our foremost concern always. Knowing about our clients and formulating the loan plan according to their actual needs, we aim to assist our clients with our well-established loan platform.

Money Lenders License No. 2441/2022

“Warning: You have to repay your loans. Don’t pay any intermediaries.”

Scope of Services

We provide free mortgage referral service to our clients including First-time Buyer, New Home Buyer, Investor or Re-financier:

  • Casting around the latest mortgage plans and information
  • Introducing the most preferential mortgage plan in the market
  • Arranging free property valuation
  • Arranging mortgage pre-approval
  • Arranging express mortgage approva
Types of Property Considered

Residential Properties:

  • Private properties
  • Home Ownership Scheme Flats
  • “Tong Lau” (Chinese type aged properties)
  • Village Houses

Non-Residential Properties

  • Commercial
  • Industrial
  • Retail Shop
Types of Mortgage / Loan Provided
  • New Mortgage on primary or secondary properties
  • Refinancing
  • Cash-out refinancing
  • Personal Loan/Revolving Loan
What We Offer
  • No limitation on property’s age and type of properties
  • High loan amount
  • Approval within 24 hours and cash-out can be as fast as on the next day
  • Special interest rate
  • Flexible repayment terms Free mortgage processing fee
  • No handling fee Free property valuation through online and phone
  • No early repayment penalty
Required Documents for Application

Upon mortgage application, we will usually require the borrower to provide the following documents:

  • Hong Kong Identity Card
  • Latest tax demand note
  • Bank passbook/ statement record for the last 3 months
  • Payroll record for the last 3 months
  • Employment Contract / other related proof
  • Provisional sale & purchase agreement (not for re-finance case)
  • Latest residential proof (e.g. utility bill)
  • Mortgage repayment record (for re-finance case)

Remark: More documentary proof may be required by bank for self-employed or non-regular salaried borrowers. The above information is for reference only, and subject to the latest announcement.